How War Abroad Creates Higher Mortgage Rates at Home.
“When a butterfly flutters its wings in one part of the world, it can eventually cause ahurricane in another.” - Edward Norton Lorenz
You might know that the mortgage market in
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First Time Home Buyers
The New Mortgage Policy That Creates Unequal Outcomes
As we suspected (as per my previous writings), on January 29th the Office of the Superintendent of Financial Institutions (OSFI) made permanent the new LTI Test AND kept in place
The Rent Squeeze in 2025: The Burden of High Rent — and What You Can Do About It
A new Rentals.ca survey paints a clear picture of renter strain this summer. One-third of Canadian renters (34%) report spending more than half of their after-tax income on rent. Those
First-Time Homebuyer Mistakes to Avoid
Buying your first home is one of the most exciting—and nerve-wracking—milestones in life. With so much information to digest and decisions to make, it’s easy to stumble along the way.
Is It Better to Rent or Buy in Saskatchewan?
Deciding whether to rent or buy a home is one of the biggest financial decisions you'll make—and in Saskatchewan, the answer isn’t always clear-cut. With housing prices, interest rates, and