Historically, I have a very good track record of predicting mortgage rates – nowadays though it’s feeling more 50/50. If you ask “what will rates be like in the next 12 months?”, you’re likely to get a more unsure answer than if you were to ask “where will rates be…

A new Rentals.ca survey paints a clear picture of renter strain this summer. One-third of Canadian renters (34%) report spending more than half of their after-tax income on rent. Those high-burden renters tend to search longer, feel more frustrated, and are more likely to consider moving cities. Yet despite the…

Your mortgage renewal is more than just signing another set of papers—it’s a chance to save serious money. Many homeowners simply accept their lender’s first offer, not realizing they may be leaving thousands of dollars on the table. Whether your renewal is in a few months or a year away,…

Buying your first home is one of the most exciting—and nerve-wracking—milestones in life. With so much information to digest and decisions to make, it’s easy to stumble along the way. As a mortgage professional, I’ve seen firsthand how a few common missteps can cost buyers time, money, and peace of…

Deciding whether to rent or buy a home is one of the biggest financial decisions you’ll make—and in Saskatchewan, the answer isn’t always clear-cut. With housing prices, interest rates, and personal goals all in play, let’s break down the pros and cons of each option to help you make the…

Whether you’re planning to sell soon or simply want to boost your home’s equity, not all renovations are created equal. Some upgrades offer a much higher return on investment than others. Here are 10 renovations that typically add the most value to your property: Kitchen RemodelA modern, functional kitchen can…