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February 4, 2026

The New Mortgage Policy That Creates Unequal Outcomes

As we suspected (as per my previous writings), on January 29th the Office of the Superintendent of Financial Institutions (OSFI) made permanent the new LTI Test AND kept in place

Mortgage Licenses (AB / SK / ON):

Lic. #316636 B: #315872
Lic. #2022-3000569 B: #2022-3000031
Lic: #M24001552 B: #00127337
Lic: #CON-00127337


Realtor Licenses:
Saskatchewan - EXP Realty: #19583


Reach out to me directly: Mortgages@ConradNeufeldt.ca